Saturday, September 8, 2012
Saturday, January 7, 2012
McDonald's Nutrition and Should You Order The Salad?
McDonald's Nutrition
McDonald's and nutrition aren't two words that often go together but hey it's on their website so it must be true right. They do have some products that though I wouldn't call them very nutritios are at least better for you than their normal fair. But, at the same time I think most people know what to expect when they walk through the door at their local McDonald's restraunt it's not to get healthy food it's to get something quick and cheap and probably not very good for you but hey if fills your stomach and maybe your wasteline.
McDonald's nutrition information
Sodium Fat Calories Trans Fats
Big Mac 1040 29 540 2
Cheeseburger 750 6 300 1
Premium South-
west Salad 960 9 320 0
McDonald's Salads
If you look at the chart above you can see that the healthy choice of the salad is not really as healthy as you think by looking at the numbers. Besides the 1 gram of trans fats is almost better for you to eat the cheeseburger than a salad. But at least with the salad you can identify what is in it not so sure with the burger. That is really hard for me to believe how can you mess up a salad this much that it's not as healthy as a McDonald's cheeseburger? It must be the dressing and the condiments and things that go one it that make it the Premium Southwest Salad instead of just a garden salad. So I think McDonald's has a long way to go in the nutrition dept. or not because they are selling millions of burgers without dealing with nutrition really so their recipe works. Just think about that next time your in the drive through should you really order the salad?
McDonald's and nutrition aren't two words that often go together but hey it's on their website so it must be true right. They do have some products that though I wouldn't call them very nutritios are at least better for you than their normal fair. But, at the same time I think most people know what to expect when they walk through the door at their local McDonald's restraunt it's not to get healthy food it's to get something quick and cheap and probably not very good for you but hey if fills your stomach and maybe your wasteline.
McDonald's nutrition information
Sodium Fat Calories Trans Fats
Big Mac 1040 29 540 2
Cheeseburger 750 6 300 1
Premium South-
west Salad 960 9 320 0
McDonald's Salads
If you look at the chart above you can see that the healthy choice of the salad is not really as healthy as you think by looking at the numbers. Besides the 1 gram of trans fats is almost better for you to eat the cheeseburger than a salad. But at least with the salad you can identify what is in it not so sure with the burger. That is really hard for me to believe how can you mess up a salad this much that it's not as healthy as a McDonald's cheeseburger? It must be the dressing and the condiments and things that go one it that make it the Premium Southwest Salad instead of just a garden salad. So I think McDonald's has a long way to go in the nutrition dept. or not because they are selling millions of burgers without dealing with nutrition really so their recipe works. Just think about that next time your in the drive through should you really order the salad?
Monday, December 19, 2011
Credit Unions In The Green Thanks To Occupy Wall Street
Credit Unions Have Successful Year Thanks To Occupy
The Occupy Wall St. movement is about about many things, the haves and the have nots and the disparity between the two. It's also about personal action be it sitting in a park for a few months to tell multi national corporations you won't stand for it any more. Or shutting down the west coast ports of the United States to stop commerce.
Credit Unions
One of the things that Occupy did though was it adopted someones simple idea of a bank transfer day because let's face it occupy doesn't like big banks and they thrive on money so you deprive them of what they thrive on. So the date was set. November 05, 2011 and the Facebook page set up for bank transfer day got over 61,000 likes can you imagine that. So to turn those likes into action though is a tall order. But get action they did. CUNA the organization of Credit Unions reports that over 700,000 new members joined their member credit unions leading up to bank transfer day can you believe that number. So I think credit unions will have a very good year indeed they just have to capitalize on this opportunity that has been given to them by this black swan event. Treat these new customers right and give them good service and they will sing your praises to all of their Friends. If each of these new customers brings you one new customer from another bank you will be set.
So in my perception this is the biggest thing that Occupy Wall St. has accomplished and it seems like it was very simple, what else that's very simple that people could get behind could they accomplish if they set their minds and agenda to it.?
If you like this post please +1 it or Facebook like it.
The Occupy Wall St. movement is about about many things, the haves and the have nots and the disparity between the two. It's also about personal action be it sitting in a park for a few months to tell multi national corporations you won't stand for it any more. Or shutting down the west coast ports of the United States to stop commerce.
Credit Unions
One of the things that Occupy did though was it adopted someones simple idea of a bank transfer day because let's face it occupy doesn't like big banks and they thrive on money so you deprive them of what they thrive on. So the date was set. November 05, 2011 and the Facebook page set up for bank transfer day got over 61,000 likes can you imagine that. So to turn those likes into action though is a tall order. But get action they did. CUNA the organization of Credit Unions reports that over 700,000 new members joined their member credit unions leading up to bank transfer day can you believe that number. So I think credit unions will have a very good year indeed they just have to capitalize on this opportunity that has been given to them by this black swan event. Treat these new customers right and give them good service and they will sing your praises to all of their Friends. If each of these new customers brings you one new customer from another bank you will be set.
So in my perception this is the biggest thing that Occupy Wall St. has accomplished and it seems like it was very simple, what else that's very simple that people could get behind could they accomplish if they set their minds and agenda to it.?
If you like this post please +1 it or Facebook like it.
Bank of America, Wells Fargo Stramline Refinance mortgage rates
Bank of America Wells Fargo Streamline Refinance
I have never seen lower mortgage rates than these. Who knows they may keep going down or they may pop up a little but either way they are still a good deal. If you have a mortgage through Bank of America or Wells Fargo then you should call them to try to do a streamline refinance deal. First before calling other mortgage companies. Why? well, when you go through your current lender in my case Wells Fargo they all ready know you and your accounts, they just sent me the package of paperwork in the mail and I filled it out and had it notarized and mailed it back to them. Total cost to me $10.00 for the Notary. Pretty great deal for a mortgage I couldn't believe it myself. So if you have a current mortgage through Wells Fargo or Bank of America and you are thinking of refinancing call them first and ask about a streamline refinance.
Mortgage Rates
Mortgage rates today are around 3.8% for a 30 year fixed rate loan and about 3.6% for a 15 year fixed rate loan. Those are fabulous rates for anyone out there. The question is should you refinance and can you refinance you home loan? Okay first of all should you? Well if you have a home loan that is more than one percent higher then the rates above then it might be a good idea for you to refinance. This will put more money in your pocket every month. However remember that you will be going back to a 30 year loan if that's what you choose. So if you only have 23 years left on your mortgage that might not be very palatable to you. Unless however you know that you are going to move in say five to seven years or so. Another option for you and this is one I really recommend is going to the 15 year fixed loan. For a couple of reasons. You get a lower interest rate right off the bat. But my main reason is that more of the money I pay in my mortgage goes straight to principal pay down in the 15 year loan than in the 30 year loan.
So for instance if I got a 30 year fixed 4% loan for 200,000 dollars my payment would be $954.83. Not bad, each month of that payment 294.83 of that payment would go to principal. At the end of the year I would have paid down my loan to $196,397.11. However if I would have gotten a 15 year fixed rate mortgage at say 3.8% for the same 200,000 dollars my payment would be $1459.00. That is quite a bit larger of a payment about $400.00 exactly but every month I have this loan I pay $819.41 in principal on my loan, now your thinking that's not such a bad deal right. At the end of the first year I still owe 189,992.18. Quite difference over the 30 year loan.
What if you owe more on your house than it's worth? that is the eternal question nowadays right. Well some people are doing what is called a cash in refinance.
What Is A Cash In Refinance
A cash in refinance is simply where you refinance your loan and remember the old days where people took cash out of their homes at refinancing well a cash in refinance is simply the opposite of that. It's bringing cash to the table when you refinance. So not only are you refinancing but bringing say 10 or 20 thousand dollars to pay down some of your outstanding mortgage. What do you get out of that. Lower payments and a few months closer to a paid off house.
I have never seen lower mortgage rates than these. Who knows they may keep going down or they may pop up a little but either way they are still a good deal. If you have a mortgage through Bank of America or Wells Fargo then you should call them to try to do a streamline refinance deal. First before calling other mortgage companies. Why? well, when you go through your current lender in my case Wells Fargo they all ready know you and your accounts, they just sent me the package of paperwork in the mail and I filled it out and had it notarized and mailed it back to them. Total cost to me $10.00 for the Notary. Pretty great deal for a mortgage I couldn't believe it myself. So if you have a current mortgage through Wells Fargo or Bank of America and you are thinking of refinancing call them first and ask about a streamline refinance.
Mortgage Rates
Mortgage rates today are around 3.8% for a 30 year fixed rate loan and about 3.6% for a 15 year fixed rate loan. Those are fabulous rates for anyone out there. The question is should you refinance and can you refinance you home loan? Okay first of all should you? Well if you have a home loan that is more than one percent higher then the rates above then it might be a good idea for you to refinance. This will put more money in your pocket every month. However remember that you will be going back to a 30 year loan if that's what you choose. So if you only have 23 years left on your mortgage that might not be very palatable to you. Unless however you know that you are going to move in say five to seven years or so. Another option for you and this is one I really recommend is going to the 15 year fixed loan. For a couple of reasons. You get a lower interest rate right off the bat. But my main reason is that more of the money I pay in my mortgage goes straight to principal pay down in the 15 year loan than in the 30 year loan.
So for instance if I got a 30 year fixed 4% loan for 200,000 dollars my payment would be $954.83. Not bad, each month of that payment 294.83 of that payment would go to principal. At the end of the year I would have paid down my loan to $196,397.11. However if I would have gotten a 15 year fixed rate mortgage at say 3.8% for the same 200,000 dollars my payment would be $1459.00. That is quite a bit larger of a payment about $400.00 exactly but every month I have this loan I pay $819.41 in principal on my loan, now your thinking that's not such a bad deal right. At the end of the first year I still owe 189,992.18. Quite difference over the 30 year loan.
What if you owe more on your house than it's worth? that is the eternal question nowadays right. Well some people are doing what is called a cash in refinance.
What Is A Cash In Refinance
A cash in refinance is simply where you refinance your loan and remember the old days where people took cash out of their homes at refinancing well a cash in refinance is simply the opposite of that. It's bringing cash to the table when you refinance. So not only are you refinancing but bringing say 10 or 20 thousand dollars to pay down some of your outstanding mortgage. What do you get out of that. Lower payments and a few months closer to a paid off house.
Saturday, December 10, 2011
Veena Malik Scandal
Venna Malik the Indian star who is caught in the scandal involving FHM magazine India and India and Pakistan's governments and social customs has even been disowned by her father. The scandal ensued when Veena posed for FHM Magazine India for what was supposed to be a normal cover photo shoot. However after the fact the India version of FHM magazine has on the cover a photo of Veena nude covering her breasts with her arms. Veena says the picture has been doctored and that that is not the picture she agreed to and she didn't take any nude photos. However she said she would consider doing a nude photo shoot in the future. See the picture to the right. There is another cover shot showing the same picture with Venna wearing green shorts. That was the picture that was supposed to appear on the magazine. Veena is suing FHM magazine for the photo coming out. There is also the letters ISI on her bicep which caused a political stir in Pakistan since ISI is the initials of the Pakistani Intelligence Agency much like our CIA.
If this was an American or any western country actress this almost would be a non story. Since these are the types of things actresses have done for decades to get publicity. However not Indian or Pakistani actresses. The societal rules in their respective countries do not allow for being nude in public and there are punishments that go along with that. A Pakistani High Court rejected a lawyers petition to file charges against for defamation obscene acts and not wearing clothes. The court rejected the charges since it didn't happen in Pakistan. That is how serious this can be for an Indian or Pakistani actress. Not to mention the fact that I'm sure if an American girl did the same thing her father might be disappointed or not but I'm pretty sure he wouldn't disown her for bringing shame on their country.
Women of Pakistan and India have a long way to go and maybe this is the crack that starts it all.
If this was an American or any western country actress this almost would be a non story. Since these are the types of things actresses have done for decades to get publicity. However not Indian or Pakistani actresses. The societal rules in their respective countries do not allow for being nude in public and there are punishments that go along with that. A Pakistani High Court rejected a lawyers petition to file charges against for defamation obscene acts and not wearing clothes. The court rejected the charges since it didn't happen in Pakistan. That is how serious this can be for an Indian or Pakistani actress. Not to mention the fact that I'm sure if an American girl did the same thing her father might be disappointed or not but I'm pretty sure he wouldn't disown her for bringing shame on their country.
Women of Pakistan and India have a long way to go and maybe this is the crack that starts it all.
Scarlett Johansson Hacked
Scarlett Johansson pictures hacked from her cell phone that is the headline of the day. Now it's not exactly big news that a beautifull celebrity will have her phone hacked and some NSFW Photos can be discovered and sent all over the Internet. When you search on www.Google.com for Scarlett Johansson pictures hacked there are 4 million results. I think Miss Johansson took this all pretty well and in stride considering what happened. She told Vanity Faire that the photos were for her then husband. It's not like I was shooting a porno and there is nothing wrong with that either. I think that is a very good way to take it and respond to all these people who are saying oh my god you took these photos of yourself and let them get out on the Internet.
Scarlett Johansson is not the first celebrity to get hacked and will definitely not be the last. In fact I foresee there being many more as technology becomes more and more a part of our lives and we adopt it into every facet of our lives. These tools can be great things to help us and they can also allow people into our homes when we don't want' them to be so those photos or texts that are secret are no longer secret. The main thing you can do to stop this type of thing is keep good informational security meaning different passwords for everything and change them up once in awhile. But none of us do this do we? That being said not many of us will be the target of such an attack the way Miss Johansson was simply because we are not stars however it could be to get to your bank account or something like that though that won't embarrass you but will cost you a lot of money.
Scarlett Johansson is not the first celebrity to get hacked and will definitely not be the last. In fact I foresee there being many more as technology becomes more and more a part of our lives and we adopt it into every facet of our lives. These tools can be great things to help us and they can also allow people into our homes when we don't want' them to be so those photos or texts that are secret are no longer secret. The main thing you can do to stop this type of thing is keep good informational security meaning different passwords for everything and change them up once in awhile. But none of us do this do we? That being said not many of us will be the target of such an attack the way Miss Johansson was simply because we are not stars however it could be to get to your bank account or something like that though that won't embarrass you but will cost you a lot of money.
Amy Winehouse Rehab
Play the video above and really listen to the words she is singing I have never done that before. It is almost foreshadowing what happened to her. Going through the rehab and then suddenly passing away at such a very young age. I can remember hearing on the radio that Amy Winehouse had passed away the day that it happened and then thinking how young she truly was. Her career was only just beginning. Now there are some new songs and a new album that she was working on coming out after her death they are going to be called Amy Winehouse Lioness Hidden Treasures. That's a good name for the new album. Hopefully this new album is a great success for the company that is selling it I just wish that Amy was around to celebrate her successful album. Because it is such a waste to lose a young upcoming star at such a young age.
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